What we are doing

Our role is to represent the interests of consumers in the development of policy for the regulation of financial services.  Here we set out some of the current issues that the Panel is pursuing and what we’re doing about them.

Current issues

The future shape of financial regulation

We are looking to ensure that the needs of consumers remain at the heart of any changes that are made to the regulatory system at the FSA

More on the future shape of financial regulation

Regulation of retail banking

We are working to ensure that the FSA taking over the regulation of retail banking from November 2009 will work  as well as possible for consumers

More on the regulation of retail banking

Treating Customers Fairly

We are watching how the FSA is ensuring that this principle is being followed by all firms that it regulates.

More on Treating customers fairly

Retail Distribution Review

We continue to engage in debate on the FSA’s Retail Distribution Review  - currently looking at the way financial advice on investments is regulated – to work towards the best results for consumers

More on the Retail Distribution Review

European developments

Much of the framework of how the FSA regulates is now initiated in Europe. So the Panel also engages in dialogue with the EU institutions on key issues for the future.

More on European developments

Financial capability

The Panel has long argued for an impartial financial advice service which is not linked to the sale of any financial products.

More on Financial Capability