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Responses to consultations - 2011
The Panel usually makes a formal response to all consultations put out by the FSA (Financial Services Authority) where the policy has or could have an impact on consumers.
The Panel also responds to UK Government, European Commission and other consultations where the resulting policy may affect the way that consumers interact with financial services.
We publish all the Panel's responses to formal consultations here on our website. They are organised by year of publication.
All Responses to consultations are PDF documents and require Adobe Acrobat Reader to view them. Download Adobe Acrobat Reader.
- 30 DecemberResponse to CP11/25 on Distribution of retail investments: RDR adviser charging and Solvency II disclosures
- 29 DecemberResponse to EIOPA report on practices for disclosure and selling of variable annuities
- 28 DecemberResponse to guidance consultation on payment protection products
- 22 DecemberResponse to consultation on the Money Advice Service and the coordination of debt advice
- 19 DecemberResponse to the FSA's guidance consultation on retail product development and governance for structured products
- 09 DecemberResponse to FSB principles for sound residential mortgage underwriting practices
- 09 DecemberFinancial Ombudsman Service consultation - Publishing ombudsman decisions: Next steps
- 30 November Payments Council consultation: Governance review and assessment of performance
- 09 November Response to Simplified Advice Guidance Consultation
- 08 NovemberCP11/18* Chapter 8: Proposed amendments to the Perimeter Guidance Manual
- 07 October CP11/17** FSA regulation of credit unions in Northern Ireland
- 27 SeptemberBIS consultation on Empowering and Protecting Consumers
- 08 SeptemberResponse to Cm8083 - a new approach to financial regulation: a blueprint for reform
- 02 SeptemberEvidence for the Joint Committee on the draft Financial Services Bill
- 01 SeptemberResponse to the Financial Conduct Authority approach document
- 05 AugustResponse to FSA CP11/11* Quarterly Consultation no 29, Chapter 5
- 05 AugustResponse to FSA CP11/11* Quarterly Consultation no 29, Chapter 6
- 05 AugustResponse to FSA CP11/11* Quarterly Consultation no 29, Chapter 7
- 20 JulyResponse to FSA CP11/10* Consumer complaints: Ombudsman award limit and changes to the complaints-handling rules
- 04 JulyResponse to CP11/8** data collection: Retail Mediation Activities Return and complaints data
- 04 JulyResponse to the Independent Commission on Banking interim report
- 01 JulyResponse to the Review of the UK’s regulatory framework for covered bonds
- 31 MayResponse to Guidance Consultation GC 11/10 orbearance and Impairment Provisions - 'Mortgages'
- 31 MayBIS competition regime consultation final
- 31 MayResponse to Consumer redress S404 to quarterly consultation
- 2 MayResponse to the CP11/5 Protecting with-profits policyholders
- 03 MayResponse to FSA CP 11/3 Product disclosure
- 27 AprilEuropean Commission consultation on collective redress
- 21 AprilResponse to FSA DP11/1: Product Intervention
- 14 AprilResponse to the HMT consultation A new approach to financial regulation: Building a stronger system
- 31 MarchResponse to the Treasury Committee Inquiry into the Accountability of the Bank of England
- 25 MarchResponse to HMT CP: Simple Financial Products
- 22 MarchResponse to the joint HMT/BIS consultation on reforming the consumer credit regime
- 17 MarchResponse to HMT/FSA consultation document: transposition of UCITS IV
- 15 MarchResponse to European Commission CP: on Alternative Dispute Resolution
- 10 MarchResponse to FSA CP 11/1: Proposed changes to BCOBS
- 28 FebruaryResponse to DG Markt consultation document: Review of the Insurance Mediation Directive
- 25 FebruaryResponse to HMT CP: Early access to pensions savings
- 21 FebruaryResponse to FSA CP 10/28*** Mortgage Market Review: Distribution and Disclosure
- 16 FebruaryResponse to CP10/29: Delivering the RDR and other issues for platforms and nominee-related services
- 4 FebruaryResponse to FSA CP 11/1: Removal of the requirement to annuitise pension savings by age 75
- 1 FebruaryResponse to consultation document on the Review of the Markets in Financial Instruments Directive
- 1 FebruaryResponse to FSA CP10/26* Pension reform - Conduct of business changes
- 31 JanuaryResponse to consultation by Commission Services on legislative steps for the Packaged Retail Investment Products Initiative
- 09 JanuaryFSCP Further Evidence to the Treasury Committee inquiry Into Competition and Choice
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