Responses to consultations - 2009

The Panel usually makes a formal response to all consultations put out by the FSA (Financial Services Authority) where the policy has or could have an impact on consumers.

The Panel also responds to UK Government, European Commission and other consultations where the resulting policy may affect the way that consumers interact with financial services.

We publish all the Panel's responses to formal consultations here on our website. They are organised by year of publication.

All Responses to consultations are PDF documents and require Adobe Acrobat Reader to view them. Download Adobe Acrobat Reader.

 

• 22 DecemberCESR's consultation paper on a common definition of European money market funds
• 30 NovemberCP 09 22 Regulating Sale and Rent Back
• 30 OctoberCP 09 21 Transparency as a Regulatory tool and Publication of Complaints Data
• 30 OctoberCP 09 18 Distribution of retail investments: Delivering the RDR
• 29 OctoberCP 09 23 The assessment and redress of payment protection insurance complaints
• 21 OctoberCP 09 19 Enforcement Financial Penalties
• 30 SeptemberReforming Financial Markets - response to the Treasury White Paper
• 30 SeptemberA review of corporate governance in UK banks and other financial industry entities
• AugustCP 09/16: Financial Services Compensation scheme: Verification of the single customer view and changes to deposit...
• AugustConsumer Panel response to Public Consultation on Responsible Lending and Borrowing in the EU
• AugustConsumer Panel response to Quarterly Consultation: Chapter 6: Proposed amendments to BCOBs
• JulyConsumer Panel response to the Review of Directive 94/19/EC on Deposit guarantee schemes
• JulyCP 09/18 Distribution of Retail Investments
• JulyConsumer Panel response to CESR consultation document: Complex and non-complex financial instruments
• JuneConsumer Responsibility: The Financial Services Consumer Panel response to Discussion Paper 08/5
• JuneConsultation Document: Financial Services Strategy
• JuneConsumer Panel response to the Turner Review
• JuneConsumer Panel response to CP09/11*** FSCS temporary high deposit balances
• MayCP09/9 With-profit funds – compensation and redress
• MayConsultation Paper CP 09/10 Reforming remuneration practices in financial services
• MayConsumer Panel response to CESR's consultation paper on technical issues
• MayConsumer Panel’s response to CP09/6** Regulating sale and rent back: an interim regime.
  
• MayConsumer Panel’s response to the Treasury Consultation Paper on regulating the sale and rent back market.
  
• AprilConsumer Panel Response to Commission Communication for the Spring European Council: Driving European Recovery
• April Second charge lending – OFT guidance for brokers and lenders
• AprilCP09/08: Regulating Reclaim Funds
• AprilDG Markt consultation document: Financial inclusion: ensuring access to a basic bank account
  
• AprilResponse to DG Markt call for evidence: Directive 1997/9/EC on Investor Compensation Schemes
• AprilCP 09/3 Financial Services Compensation Scheme Reform: Fast payout for depositors and raising consumer awareness
• MarchCP08-20 Review of the Prudential Rules for Personal Investment Firms
• MarchResponse to CP08/25** - The Approved Persons Regime
• MarchResponse to FOS Publication of complaint data next steps
• MarchResponse to PADA - Building Personal Accounts, Securing a Retirement Plan
• MarchResponse to Walter Merricks - FOS Corporate Plan 2009/2010
• FebruaryResponse to the Commission's Green Paper on Consumer Collective Redress
• FebruaryResponse to DG Markt Consultation doc. Alternative Dispute Resolution in the area of financial services
• FebruaryResponse to CP08/19** Regulating Retail Banking Conduct of Business
  
• FebruaryLetter Response to Katharine Salih regarding CP08/19** Regulating Retail Banking Conduct of Business
• FebruaryResponse to CP08/13: Disclosure of Liqudity Support
• FebruaryResponse to BERR Consumer Rights
• JanuaryResponse to CP08/15*** Financial Services Compensation Scheme: Review of Limits