Responses to consultations - 2004

All Responses to consultations are PDF documents and require Adobe Acrobat Reader to view them. Download Adobe Acrobat Reader.

• DecemberThe Consumer Panel's response to the Department of Works and Pensions consultation on stakeholder pensions regulations
• NovemberThe Consumer Panel's response to CP 04/15* Insurance: Code of Business Sourcebook (ICOB)
• NovemberLetter to the FSA on Building financial capability in the UK: The role of advice
• OctoberThe Consumer Panel's response to DTI's consultation on Extending Competitive Markets
  
• OctoberThe Consumer Panel's response to CP04 12: FSMA Two year review of the Financial Ombudsman Service
• OctoberThe Consumer Panel's response to HMT Consultation on Business Angel-Led Enterprise Capital Funds
• OctoberThe Consumer Panel's response to Discussion Paper 04/01 - Projections Review - The Case for Change
• OctoberThe Consumer Panel's response to the Morris Review of the Actuarial Profession
• SeptemberResponse to the EU Commission's Expert Groups' Reports on the Financial Services Action Plan
  
• SeptemberThe Consumer Panel's response to H M Treasury consultation on 'stakeholder' savings and investment products regulations
• SeptemberThe Consumer Panel's response to FSA's Consultation Paper 04/11: A basic advice regime for the sale of stakeholder products
• SeptemberThe Consumer Panel's response to FSA's Consultation Paper 04/10: Child Trust Funds
• JulyThe Consumer Panel's response to Chartered Insurance Institute's Consultation on CII Code of Ethics and Conduct
• JuneThe Consumer Panel's response to HMT Consultation Paper: Financial Services and Markets Act Two Year Review
• JuneThe Consumer Panel's supplementary submission to the Banking Code Review, 2004
• JuneThe Consumer Panel's response to CP04/3*** Reforming Polarisation: A menu for being open with consumers
• AprilThe Consumer Panel's response to the Financial Services Skills Council's consultation paper (EAC04/01)
  
• AprilResponse to HM Treasury consultation on proposed changes to financial promotion order
• MarchThe Consumer Panel's response CP207: Treating with-profits policyholders fairly
• FebruaryThe Consumer Panel's response to the Banking Code Review 2004
• FebruaryThe Consumer Panel's response to HMT Consultation:
  Regulating Home Reversion Plans
• JanuaryResponse to CP201 Implementation of the Insurance Mediation Directive for long-term insurance business
• JanuaryThe Consumer Panel's response to DP22: Reducing Money Laundering Risk
• JanuaryThe Consumer Panel's response to CP200: Regulation of long-term care insurance