Responses to consultations - 2002

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• DecemberDP 16: Hedge Funds
• NovemberFinancial Services Consumer Panel response to: Consultation Paper 146 The FSA’s Approach to Regulating Mortgage Sales
• NovemberConsumer Panel Response to CP 151: Miscellaneous Amendments to the Handbook (No 4)
• NovemberResponse to CP 150 - The Authorisation Manual: Consultation on the Identification of Contracts of Insurance
• OctoberCP142 – Operational Risk Systems and Controls
• OctoberResponse to CP 148: The FSA’s Approach to the use of its Powers under the Unfair Terms in Consumer Contracts Regulations 1999
• OctoberDP 15 – Investment research: conflicts and other issues
• OctoberISAs: proposals for repairs
• SeptemberThe new regulatory reporting environment – DP12
• OctoberInvestment services directive
• OctoberInquiry into the future of UK pensions
• AugustIndividual Capital Adequacy Standards – CP136
• AugustExtending the jurisdiction of the Financial Ombudsman Service
• AugustLetter to Mr J F Mogg on Consumer Representation in Europe
• AugustLetter to DG Sanco on Consumer Representation in Europe
• JulyCP 138: disclosure of status under the Financial Services and Markets Act 2000 and use of the FSA logo
• JulyFinancial planning advice
• JulySplit Capital Closed End Funds - Redress
• JulySplit Capital Closed End Funds - Redress
• JulyFinancial Services Consumer Panel response to: new collective investment scheme products
• JulyOpra Quinquennial Review
• JulyPension Projections – CP134
• July4th Motor Insurance Directive
• JulyMiscellaneous Amendments to the Handbook (CP137):
• JulyFinancial Services Consumer Panel response to: Consultation Paper 132
• June'Tackling loan sharks - and more!'
• JuneThe Treatment of Windfall Benefits for the Personal Pensions Review, the FSAVC Review and Mortgage Endowment Complaints
• JuneFinancial Services Consumer Panel response to: FSA consultation paper 131
• MayFinancial Services Consumer Panel response to: Chapter 5 – complementary initiatives in the retail market place, from CP 121
• AprilWith-Profits Review: Issues Paper 5. Governance of with-profits funds and future role of the appointed actuary
• MayRegulating Mortgages
• AprilFinancial Services Consumer Panel response to: Consultation Paper 121
• AprilModernising Annuities
• AprilWith-Profits Review: Issues Paper 4. Discretion and fairness in with-profits policies
• MarchWith-Profits Review: Issues Paper 3 Disclosure to Consumers
• FebruaryFinancial Services Consumer Panel response to FSA Discussion Paper 9: Examination Review
• FebruaryFinancial Services Consumer Panel response to the HM Treasury consultation paper:
• FebruaryImplementation of the E-commerce Directive in Financial Services
• FebruaryCP 117: The Regulation of Electronic Money Issuers
• FebruaryPanel response to the Green Paper on EU Consumer Protection
• JanuaryWith-Profits Review: Issues Paper 2. Regulatory Reporting